Plan according to your budget

Get lifetime coverage to protect your family in case you die or become disabled and critically ill.

Life is unpredictable, but one can spare themselves from the financial burden and stress brought about by unforeseen events like natural calamities and illnesses if one plans ahead. One thing they can do is invest in quality insurance policies like the ones from RJS Life Insurance Services.

Robert has been helping people every day to get living benefits such as cancer. This is a critical illness so I got to give the person who had cancer a check to pay their mortgage they will recover in 3-6 months.

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We specialize in mortgage protection, life insurance, final expense life insurance, retirement planning through universal life policies, and retirement protection through the use of fixed index annuities. It also collaborates with numerous insurance carriers such as Americo, Mutual of Omaha, Aetna, and many others in order to meet all of its client’s needs.

5 Top Benefits of Life Insurance

  1. Life Insurance Payouts Are Tax-Free

  2. Your Dependents Won’t Have to Worry About Living Expenses

  3. Life Insurance Can Cover Final Expenses

  4. You Can Get Coverage for Chronic and Terminal Illnesses

  5. Policies Can Supplement Your Retirement Savings
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Life insurance is an important financial product that pays your family with a benefit if you pass away. While no one likes to think about their ultimate demise, affordable life insurance offers financial security to those who rely on you in the worst-case event that you’re no longer around.
The right life insurance policy will offer a variety of coverage options to meet your family’s needs, affordable pricing, and a strong customer satisfaction record. Financial is also important to consider when selecting a life insurance company. That is why Robert Smukler is highly recommended to help you with what you need. He has been doing some help to families that really need to secure the future of their loved ones.  
We treat our clients and each other with appreciation, dignity, and courtesy.
With transparency, we conduct ourselves ethically and honestly in everything we do.
Combining our individual strengths, we produce results greater than the sum of our individual efforts.
As we interact with our clients and other businesses, we strive to be courteous, honest, and responsible.
Fun & Humor
We try not to take ourselves too seriously by creating a friendly work environment where people enjoy being part of a team that is making a difference.
We give each client our full attention, anticipating their needs, and being honest and upfront with all details, terms, and conditions.

My client testimonials

“It is without hesitation that we provide a testimonial for RJS Life Insurance Services and Robert Smukler. He quoted our automobile & homeowners insurance, and of course, we were skeptical that he could do any better than our current provider. Boy were we wrong. He provided us with a very detailed quote and options to fit our specific needs, which we’ve never had before. Bob is a terrific agent who always kept us apprised of what actions needed to be taken care of. He was very mindful of customer satisfaction and even came to our office to process the paperwork. He is also an organization that gives back to its community, a trait we find highly commendable. We are happy to provide this testimonial for Robet Smukler of RJS Life Insurance Services.”
Jessica Force
“Robert has our best interests in mind. He was able to save us many dollars on Mortgage insurance. We are so grateful for his thoroughness and time spent with us to make sure we have the best plan for our needs.”
Elizabeth Thompson
“Robert is a great person with great character. He is very trustworthy and provides excellent service. Robert has made the process of dealing with insurance easy and painless. This is a process I normally dread but he made it easy. He made a recommendation that no other agent had ever made all the while saving me $ in the end. I would recommend Robert to any of my friends or family.”
Jesicca Wells